We help bring your dreams to life

A fast, effortless, and affordable fertility financing solution

couple holding newborn
24 hour review in most cases*
No impact to your credit score from applying
Borrow $3,000 to $50,000*
Competitive fixed rates
No prepayment penalties
6 to 84 month repayment terms*
Finance everything with one loan, with no out-of-pocket*
Automatic monthly payments
Rated a perfect
on
Google
As seen in
verywell family NBC's Today Show Wall Street Journal
smiling customer service agent

Why choose CapexMD?

Why choose CapexMD?

As you navigate the path to building your family, we’re here to help. We're not a big bank or international conglomerate. We're a U.S.-based company specializing in fertility financing for over 15 years. It’s our passion.

Call and speak to one of our friendly, experienced loan specialists. Many of us have been through fertility treatments ourselves, and we understand the complexities involved.

You're safe with us. We keep your information confidential, and we don't contract with other outside underwriters or sell your loan. You work exclusively with us.

How it works

Apply online

in about 5 minutes

Same-day review

when submitted before 2 pm ET*

Customize terms

with our experienced loan specialists*

Sign documents

Funds disbursed

directly to your provider(s) within 2 business days*

mother with baby

One loan, all aspects of treatment

Even for multiple providers.* We handle all the details.

  • IUI, IVF and ICSI
  • Medications including Follistim & Gonal-F
  • Genetic testing
  • Egg freezing
  • Egg & sperm cryobanks
  • Frozen Embryo Transfers (FETs)
  • Donor fees
  • Surrogacy agency fees
  • Hysteroscopic surgery & laparoscopy
  • Or any other protocol your doctor recommends

Find your provider

Choose from hundreds of fertility providers, doctors, egg and cryobanks, genetic labs, and pharmacies that partner with us—the largest network in the U.S. If you're a provider who would like to partner with us, get in touch.

  • Pacific Fertility Center
  • Xytex
  • Shady Grove Fertility
  • Boston IVF
  • Aspire Fertility – The Prelude Network
  • Ivy Fertility
  • Fertility Access
  • Inception
  • Reproductive Partners Fertility Center–San Diego
  • San Diego Fertility Center
  • Pinnacle Fertility
  • Luminary Genetics
  • Piedmont Reproductive Endrocrinology Group
  • Fertility Specialists Network
  • IVF Florida
  • Carolina Conceptions
  • Southern California Reproductive Center
  • First Fertility
  • Mandell's Clinical Pharmacy
  • Kansas University Medical Center
  • Reproductive Science Center of the San Francisco Bay Area
  • Conceptions Reproductive Associates of Colorado
  • Fairfax Eggbank
  • ORM Fertility
  • Reproductive Fertility Center
  • Donor Egg Bank USA
  • Cooper Surgical
  • Fertility Centers of New England
  • Reproductive Biology Associates
  • My Egg Bank
  • California Crybank
  • RMA of New York
  • Reproductive Partners Medical Group
  • Walgreens
  • Bundl Fertility
  • HRC Fertility
  • Fertility Centers of Illinois
  • Institute for Reproductive Health
  • Seattle Sperm Bank
  • SMP Pharmacy Solutions
  • Alto Pharmacy
  • VFP Pharmacy Group
  • US Fertility
  • Ovation Fertility
  • Freedom Fertility Pharmacy
  • Center for Human Reproduction

Rated 5 stars on

Google

Below are actual reviews from Google, some edited for brevity.

Proud Supporters of

ASRM – American Society for Reproductive Medicine
Resolve – The National Infertility Association
Cade Foundation
Chicago Coalition for Family Building
Pacific Coast Reproductive Society