We help bring your dreams to life

A fast, effortless, and affordable fertility financing solution

couple holding newborn
24 hour review in most cases*
No impact to your credit score from applying
Borrow $3,000 to $50,000*
Competitive fixed rates
No prepayment penalties
6 to 60 month repayment terms*
Finance everything with one loan, with no out-of-pocket*
Automatic monthly payments
Rated a perfect
on
Google
As seen in
verywell family NBC's Today Show Wall Street Journal
smiling customer service agent

Why choose CapexMD?

Why choose CapexMD?

As you navigate the path to building your family, we’re here to help. We're not a big bank or international conglomerate. We're a U.S.-based company specializing in fertility financing for over 15 years. It’s our passion.

Call and speak to one of our friendly, experienced loan specialists. Many of us have been through fertility treatments ourselves, and we understand the complexities involved.

You're safe with us. We keep your information confidential, and we don't contract with other outside underwriters or sell your loan. You work exclusively with us.

How it works

Apply online

in about 5 minutes

Same-day review

when submitted before 2 pm ET*

Customize terms

with our experienced loan specialists*

Sign documents

Funds disbursed

directly to your provider(s) within 2 business days*

mother with baby

One loan, all aspects of treatment

Even for multiple providers.* We handle all the details.

  • IUI, IVF and ICSI
  • Medications including Follistim & Gonal-F
  • Genetic testing
  • Egg freezing
  • Egg & sperm cryobanks
  • Frozen Embryo Transfers (FETs)
  • Donor fees
  • Surrogacy agency fees
  • Hysteroscopic surgery & laparoscopy
  • Or any other protocol your doctor recommends

Find your provider

Choose from hundreds of fertility providers, doctors, egg and cryobanks, genetic labs, and pharmacies that partner with us—the largest network in the U.S. If you're a provider who would like to partner with us, get in touch.

  • First Fertility
  • Aspire Fertility – The Prelude Network
  • Xytex
  • Bundl Fertility
  • Fertility Centers of New England
  • Inception
  • Seattle Sperm Bank
  • Cooper Surgical
  • Southern California Reproductive Center
  • IVF Florida
  • Luminary Genetics
  • Reproductive Partners Fertility Center–San Diego
  • Reproductive Fertility Center
  • Reproductive Science Center of the San Francisco Bay Area
  • Reproductive Biology Associates
  • Ivy Fertility
  • US Fertility
  • Institute for Reproductive Health
  • Walgreens
  • Conceptions Reproductive Associates of Colorado
  • Ovation Fertility
  • VFP Pharmacy Group
  • ORM Fertility
  • Pinnacle Fertility
  • Piedmont Reproductive Endrocrinology Group
  • San Diego Fertility Center
  • Shady Grove Fertility
  • HRC Fertility
  • Fertility Centers of Illinois
  • My Egg Bank
  • Mandell's Clinical Pharmacy
  • Center for Human Reproduction
  • California Crybank
  • Kansas University Medical Center
  • RMA of New York
  • Fertility Access
  • Alto Pharmacy
  • Fairfax Eggbank
  • Pacific Fertility Center
  • Fertility Specialists Network
  • Carolina Conceptions
  • SMP Pharmacy Solutions
  • Donor Egg Bank USA
  • Freedom Fertility Pharmacy
  • Reproductive Partners Medical Group
  • Boston IVF

Rated 5 stars on

Google

Below are actual reviews from Google, some edited for brevity.

Proud Supporters of

ASRM – American Society for Reproductive Medicine
Resolve – The National Infertility Association
Cade Foundation
Chicago Coalition for Family Building
Pacific Coast Reproductive Society