We help bring your dreams to life

A fast, effortless, and affordable fertility financing solution

24 hour review in most cases*

Borrow $3,000 to $50,000*

Competitive fixed rates

6 to 60 month repayment terms*

No prepayment penalties

Flexible terms tailored to your finances & needs*

Finance everything with one loan, with no out-of-pocket*

Automatic monthly payments

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Why choose CapexMD?

As you navigate the path to building your family, we’re here to help. We're not a big bank or international conglomerate. We're a U.S.-based company specializing in fertility financing for over 15 years. It’s our passion.

Call and speak to one of our friendly, experienced loan specialists. Many of us have been through fertility treatments ourselves, and we understand the complexities involved.

You're safe with us. We keep your information confidential, and we don't contract with other outside underwriters or sell your loan. You work exclusively with us.

Questions? Contact us

How it works

Apply online

in about 5 minutes

Same-day review

when submitted before 2 pm ET*

Customize terms

with our experienced loan specialists*

Sign documents

Funds disbursed

directly to your provider(s) within 2 business days*

One loan, all aspects of treatment

Even for multiple providers.* We handle all the details.

IUI, IVF and ICSI
Medications including Follistim & Gonal-F
Genetic testing
Egg freezing
Egg & sperm cryobanks
Frozen Embryo Transfers (FETs)
Donor fees
Surrogacy agency fees
Hysteroscopic surgery & laparoscopy
Or any other protocol your doctor recommends

Find your provider

Choose from hundreds of fertility providers, doctors, egg and cryobanks, genetic labs, and pharmacies that partner with us—the largest network in the U.S. If you're a provider who would like to partner with us, get in touch.