We help bring your dreams to life

A fast, effortless, and affordable fertility financing solution

couple holding newborn
24 hour review in most cases*
No impact to your credit score from applying
Borrow $3,000 to $50,000*
Competitive fixed rates
No prepayment penalties
6 to 84 month repayment terms*
Finance everything with one loan, with no out-of-pocket*
Automatic monthly payments
Rated a perfect
on
Google
As seen in
verywell family NBC's Today Show Wall Street Journal
smiling customer service agent

Why choose CapexMD?

Why choose CapexMD?

As you navigate the path to building your family, we’re here to help. We're not a big bank or international conglomerate. We're a U.S.-based company specializing in fertility financing for over 15 years. It’s our passion.

Call and speak to one of our friendly, experienced loan specialists. Many of us have been through fertility treatments ourselves, and we understand the complexities involved.

You're safe with us. We keep your information confidential, and we don't contract with other outside underwriters or sell your loan. You work exclusively with us.

How it works

Apply online

in about 5 minutes

Same-day review

when submitted before 2 pm ET*

Customize terms

with our experienced loan specialists*

Sign documents

Funds disbursed

directly to your provider(s) within 2 business days*

mother with baby

One loan, all aspects of treatment

Even for multiple providers.* We handle all the details.

  • IUI, IVF and ICSI
  • Medications including Follistim & Gonal-F
  • Genetic testing
  • Egg freezing
  • Egg & sperm cryobanks
  • Frozen Embryo Transfers (FETs)
  • Donor fees
  • Surrogacy agency fees
  • Hysteroscopic surgery & laparoscopy
  • Or any other protocol your doctor recommends

Find your provider

Choose from hundreds of fertility providers, doctors, egg and cryobanks, genetic labs, and pharmacies that partner with us—the largest network in the U.S. If you're a provider who would like to partner with us, get in touch.

  • Donor Egg Bank USA
  • SMP Pharmacy Solutions
  • San Diego Fertility Center
  • HRC Fertility
  • Shady Grove Fertility
  • IVF Florida
  • Mandell's Clinical Pharmacy
  • Reproductive Partners Fertility Center–San Diego
  • Fertility Specialists Network
  • Inception
  • Pinnacle Fertility
  • Seattle Sperm Bank
  • Reproductive Fertility Center
  • Center for Human Reproduction
  • Aspire Fertility – The Prelude Network
  • Reproductive Science Center of the San Francisco Bay Area
  • Southern California Reproductive Center
  • Conceptions Reproductive Associates of Colorado
  • Fairfax Eggbank
  • Bundl Fertility
  • RMA of New York
  • Alto Pharmacy
  • Boston IVF
  • Ovation Fertility
  • California Crybank
  • Xytex
  • Freedom Fertility Pharmacy
  • Walgreens
  • Fertility Centers of New England
  • Reproductive Partners Medical Group
  • Reproductive Biology Associates
  • Institute for Reproductive Health
  • First Fertility
  • ORM Fertility
  • Carolina Conceptions
  • Fertility Centers of Illinois
  • Kansas University Medical Center
  • US Fertility
  • Fertility Access
  • VFP Pharmacy Group
  • Luminary Genetics
  • Pacific Fertility Center
  • My Egg Bank
  • Piedmont Reproductive Endrocrinology Group
  • Cooper Surgical
  • Ivy Fertility

Rated 5 stars on

Google

Below are actual reviews from Google, some edited for brevity.

Proud Supporters of

ASRM – American Society for Reproductive Medicine
Resolve – The National Infertility Association
Cade Foundation
Chicago Coalition for Family Building
Pacific Coast Reproductive Society