We help bring your dreams to life

A fast, effortless, and affordable fertility financing solution

couple holding newborn
24 hour review in most cases*
Borrow $3,000 to $50,000*
Competitive fixed rates
6 to 60 month repayment terms*
No prepayment penalties
Flexible terms tailored to your finances & needs*
Finance everything with one loan, with no out-of-pocket*
Automatic monthly payments
As seen in
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Why choose CapexMD?

Why choose CapexMD?

As you navigate the path to building your family, we’re here to help. We're not a big bank or international conglomerate. We're a U.S.-based company specializing in fertility financing for over 15 years. It’s our passion.

Call and speak to one of our friendly, experienced loan specialists. Many of us have been through fertility treatments ourselves, and we understand the complexities involved.

You're safe with us. We keep your information confidential, and we don't contract with other outside underwriters or sell your loan. You work exclusively with us.

How it works

Apply online

in about 5 minutes

Same-day review

when submitted before 2 pm ET*

Customize terms

with our experienced loan specialists*

Sign documents

Funds disbursed

directly to your provider(s) within 2 business days*

mother with baby

One loan, all aspects of treatment

Even for multiple providers.* We handle all the details.

  • IUI, IVF and ICSI
  • Medications including Follistim & Gonal-F
  • Genetic testing
  • Egg freezing
  • Egg & sperm cryobanks
  • Frozen Embryo Transfers (FETs)
  • Donor fees
  • Surrogacy agency fees
  • Hysteroscopic surgery & laparoscopy
  • Or any other protocol your doctor recommends

Find your provider

Choose from hundreds of fertility providers, doctors, egg and cryobanks, genetic labs, and pharmacies that partner with us—the largest network in the U.S. If you're a provider who would like to partner with us, get in touch.

  • Kansas University Medical Center
  • My Egg Bank
  • Fertility Centers of Illinois
  • Reproductive Fertility Center
  • Shady Grove Fertility
  • Aspire Fertility – The Prelude Network
  • Boston IVF
  • IVF Florida
  • Reproductive Partners Medical Group
  • Carolina Conceptions
  • SMP Pharmacy Solutions
  • ORM Fertility
  • Institute for Reproductive Health
  • Reproductive Science Center of the San Francisco Bay Area
  • Fertility Access
  • Southern California Reproductive Center
  • US Fertility
  • Bundl Fertility
  • Donor Egg Bank USA
  • Conceptions Reproductive Associates of Colorado
  • Walgreens
  • Reproductive Biology Associates
  • Pacific Fertility Center
  • RMA of New York
  • Center for Human Reproduction
  • Reproductive Partners Fertility Center–San Diego
  • Xytex
  • First Fertility
  • Fairfax Eggbank
  • Inception
  • Freedom Fertility Pharmacy
  • California Crybank
  • San Diego Fertility Center
  • VFP Pharmacy Group
  • Mandell's Clinical Pharmacy
  • Seattle Sperm Bank
  • HRC Fertility
  • Fertility Centers of New England
  • Ovation Fertility
  • Fertility Specialists Network
  • Piedmont Reproductive Endrocrinology Group
  • Luminary Genetics
  • Alto Pharmacy
  • Pinnacle Fertility
  • Cooper Surgical
  • Ivy Fertility

Rated 4.9 stars on

Google

Below are actual reviews from Google, some edited for brevity.

Proud Supporters of

ASRM – American Society for Reproductive Medicine
Resolve – The National Infertility Association
Cade Foundation
Chicago Coalition for Family Building
Pacific Coast Reproductive Society